Waste Not, Want Not
FOMCA’s survey of 1,000 respondents in 2013 finds that 37% of young Malaysians are living beyond their means, while 47% used more than one-third of their monthly incomes to settle debts. No wonder that almost 25,000 Malaysians below the age of 35 have become bankrupts from 2010 to 2014 (The Star, 22 June 2015). The…